How Collectible Cars Are Categorized

Cars Categorization

If you are like most car enthusiasts, then there are vehicles you are more likely to be drawn to. Maybe you have a specific model or manufacturer or perhaps you only like cars from a certain era. If you collect cars, you may run into cars that are classified as vintage, as classics or even as antiques. What are the differences between vintage classic antique cars?

What Are the Differences?

There are a few rules that distinguish collectible cars. A vintage car, for instance, is a car that is built between 1919 and 1930, whereas antique cars are at least 45 years old. A classic car, on the other hand, can be more than 20 years old. The DMV and even the insurance company may have its definition in each category. For instance, vehicles over 25 years old may be considered historical whereas cars with large engines manufactured before 1965 might be called horseless carriages.

Why Do the Differences Matter?

The differences matter because it could change your insurance policy. If you have a classic, vintage or antique car, you do not want to use your standard personal auto insurance. Often, these cars are not only worth more money, but they require a different set of standards. For instance, you do not drive your classic car every day and so the insurance should be different than your commuter vehicle.